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Relevant Strata Titled Policies

In this section, the team will list out common rules, regulations, practices, guidelines and things to take note in the transaction of a resale HDB/DBSS transaction. It will include general relevant information on a typical transaction for a HDB, whether it is for the buyer, seller, tenant or landlord. For more specific details related to a party (ie buyer, seller, tenant, landlord), please use the menu at the left to access the respective information. As there are many articles on this page, please use CTRL+F with the titles below to find the article you need (as our team gets more skilled in Javascript and jQuery, the team will implement more advanced user interface to help our audiences find their desired article).

The Buying Process

Date first posted on 18 March 2017; Last Edited on 18 March 2017; Source

The Selling Process

Check the Master Plan




Shoebox Apartment Restrictions

Roof Terrace (RT) and Private Enclosed Space (PES)

Addition and Alteration (A&A)

Subsidiary Strata Certificate of Title (SSCT)

Knowing your Fixtures

Knowing your Fittings

Accessory Lot and Cadastral Map

Tenure Type

Legal Arrangement of Ownership


Existing Licence

What is a Caveat

Land Acquisition Act


Bankruptcy Act

Succession and Inheritance

Exclusive vs Open Listing

CEA Form, Consent Forms

Forming an Agency Relationship

Duties of a Real Estate Salesperson


Basic Economics in the Real Estate Industry

Market Commission Rate

Changing Roles of a Real Estate Salesperson

Fake Advertisements

Commission Dispute

Factors that Affect the Value of an Apartment/Condominium

Reducing Physical Obsolescence

Residential Property Act

Land Title (Strata) Act (LTSA)

Building Maintenance and Strata Management Act (BMSMA)


Other Cost in a Purchase Transaction

Other Cost in a Sale Transaction

Things to Ask the Seller Before Committing

Handicapped and Illiterate Consumers

Methods to Buy/Sell

Property Tax

Annual Value (AV)

POA, LPA and Will

Stamp Duties

Remission on ABSD

Refund on ABSD

Development Charge (DC)

Differential Premium (DP)

Stakeholder Clause

'and/or nominee' in OTP

Replies of Requisition

Common OTP Terms in OTP

Subject to Contract

The Law Society of Singapore's Conditions of Sale 2012

Letter of Offer

Letter of Intent

Caveat Emptor

Common Clauses in a Contract

Responsibility of Subsidiary Proprietors

Management Fund and Sinking Fund

Types of Resolution

Sources of Finance

Total Debt Servicing Ratio (TDSR)

Weighted Income Average Age

Requirements for CPF to be Used

Amount of CPF to be Used

Requirements for CPF Used

Remaining Lease, Age of Owners, Applicable Withdrawal Limit, CPF Amount That can be Used

Using CPF for 2nd Property

Legal Fees Payable by Buyers

Legal Fees Payable by Sellers

Taking a Bank Loan

Priority of Payment from Sale Proceeds

CPF Refund Shortfall

Pledging Property as Part of Retirement Sum

Duty of Care

Standard Rental Rules on Fixtures and Fittings

Due Diligence Check

Cost in a Private Residential Property Rental Transaction

Rights and Obligations of Tenant

Rights and Obligations of Landlord


Arrangement for Rent Payment

Calculation of Rent for Tax Purpose

Eligibility of Tenants

Eligibility of Landlord


Clauses in a Tenancy Agreement

Consumer Protection (Fair Trading) Act

Legal Lease and Equitable Lease

Type of Lease

Elements of a Tenancy Agreement

Express Covenants and Implied Covenants

Doctrine / Tort of Waste

Termination of Lease

Non-payment of Rent


Further Subletting and Sub-tenants

Maximum Number of Occupants in a Private Residential Property

Buyer Stamp Duty (BSD)

Income Tax

Unfair Practices