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Relevant Commercial Property Policies

In this section, the team will list out common rules, regulations, practices, guidelines and things to take note in the transaction of a resale HDB/DBSS transaction. It will include general relevant information on a typical transaction for a HDB, whether it is for the buyer, seller, tenant or landlord. For more specific details related to a party (ie buyer, seller, tenant, landlord), please use the menu at the left to access the respective information. As there are many articles on this page, please use CTRL+F with the titles below to find the article you need (as our team gets more skilled in Javascript and jQuery, the team will implement more advanced user interface to help our audiences find their desired article).

The Buying Process

Date first posted on 18 March 2017; Last Edited on 18 March 2017; Source

The Selling Process

Check Master Plan


Requirements for Other Uses

Current Use and Change of Use

Conserved Properties and Monuments

Commercial Use in Industrial Zone

Subsidiary Strata Certificate of Title (SSCT)

Certificate of Title (CT)


Knowing your Fixtures

Knowing your Fittings


Accessory Lot and Cadastral Map

Legal Arrangement of Ownership




Land Acquisition Act


Bankruptcy Act

Inheritance and Succession

Forming an Agency Relationship

Exclusive vs Open Listing

Dispute Over Commission


Duties of a Real Estate Salesperson

Basic Economics in the Real Estate Industry

Market Commission Rate

Changing Roles of a Real Estate Salesperson

Fake Advertisements

Factors that Affect the Value of Commercial Property

Reducing Physical Obsolescence

Land Title (Strata) Act (LTSA)

Building Maintenance and Strata Management Act (BMSMA)


Cost in a Purchase Transaction

Cost in a Sale Transaction

Things to Ask the Seller Before Committing

Handicapped and Illiterate Consumers

Methods to Buy/Sell


Property Tax

Annual Value

Stamp Duties

Goods and Services Tax (GST)

ABSD on Some Shophouses

Buyer Stamp Duty (BSD)

Development Charge (DC)

Differential Premium (DP)

Stakeholder Clause

'and/or nominee' in OTP

Replies of Requisition

Common OTP Terms in OTP

Subject to Contract

Letter of Offer

Letter of Intent

Caveat Emptor

Common Clauses in a Contract

The Law Society of Singapore's Conditions of Sale 2012

POA, LPA and Will

Responsibility of Subsidiary Proprietors

Management Fund and Sinking Fund

Types of Resolution


Sources of Finance

Total Debt Servicing Ratio (TDSR)

Unauthorized Renovation

Income Weighted Average Age

Legal Fees Payable by Buyers

Legal Fees Payable by Sellers

Taking a Bank Loan

Priority of Payment from Sale Proceeds

Duty of Care

Commonly Used Terms of a Commercial Landed Property


BCA Approval for Outdoor Advertisements

Standard Rental Rules on Fixtures and Fittings

Due Diligence

Cost in a Commercial Rental Transaction


Calculation of Rent for Tax Purpose

Eligibility of Tenants

Eligibility of Landlord

Rights and Obligations of Tenant

Rights and Obligations of Landlord

Average Annual rent

Clauses in a Tenancy Agreement

Legal Lease and Equitable Lease

Type of Lease

Elements of a Tenancy Agreement

Express Covenants and Implied Covenants

Doctrine / Tort of Waste

Termination of Lease

Non-payment of Rent


Further Subletting and Sub-tenants

Income Tax

Tenure Type

Arrangement for Rent Payment

Unfair Practices